Credit Repair Review

Policy

Privacy Policy — Credit Repair Review

What information Credit Repair Review collects, how we use it, who we share it with, and your rights under CCPA and GDPR.

1. Who we are

Credit Repair Review (creditrepairreview.com) is an independent review and education site for consumers researching credit-repair companies. We are based in the United States. This Privacy Policy explains what information we collect about visitors to creditrepairreview.com, how we use it, who we share it with, and what rights you have.

By using the site you consent to the data practices described in this policy.

2. Information we collect

2.1 Information you provide

We only collect information you actively give us. That is currently limited to:

  • Email correspondence. When you write to support@creditrepairreview.com or help@creditrepairreview.com, we receive your email address, the contents of your message, and any attachments. We use this information only to respond to your message and to maintain editorial records of corrections received.

2.2 Information collected automatically

When you visit the site, our hosting and analytics providers automatically collect limited technical information:

  • Server logs — IP address (anonymized in analytics — see Section 3), browser type and version, operating system, referring URL, pages visited, and timestamps. Retained by our hosting provider (Vercel) for up to 30 days.
  • Cookies and similar technologies — see Section 4.
  • Analytics data — Google Analytics 4 measurement events, with IP-anonymization enabled. Loaded only after you click "Accept" in our cookie banner. If you click "Decline" or close the banner without choosing, no analytics scripts are loaded.

We do not collect:

  • Your name, mailing address, phone number, date of birth, Social Security number, or other government identifiers.
  • Financial information, account numbers, or credit-card numbers.
  • Information from your credit reports.
  • Precise geolocation. We do not use GPS or other location APIs.

3. How we use information

We use the information described in Section 2 to:

  • Operate, maintain, and improve the site.
  • Respond to your email inquiries.
  • Measure aggregate site traffic, popular content, and conversion patterns so we can improve editorial coverage.
  • Protect the site against fraud, abuse, and security incidents.
  • Comply with legal obligations and respond to lawful requests from law enforcement.

We do not:

  • Sell, rent, or trade your personal information.
  • Use your information for cross-site behavioral advertising.
  • Build a personal profile of you for any purpose other than analytics aggregates and security.

4. Cookies and tracking technologies

We use a small number of cookies, all of which fall into two categories:

  • Strictly necessary — used to remember your cookie-consent choice (crr_cookie_consent_v1) and to operate basic site functionality. No third-party access.
  • Analytics (optional, consent-gated) — Google Analytics 4 cookies (_ga, _ga_*) loaded only after you accept analytics cookies in our consent banner. These collect aggregated usage data with IP anonymization enabled.

You can change your cookie preferences at any time by clearing your browser's site data for creditrepairreview.com. You can also block cookies entirely in your browser settings — the site will still function, but analytics will not record your visit.

We do not use:

  • Behavioral advertising cookies or pixels.
  • Cross-site retargeting cookies.
  • Fingerprinting techniques.
  • Session-replay or "heat-map" recording tools.

5. Third parties

We share the limited data described above with the following processors, each of which handles your data on our behalf and is bound by its own privacy policies:

We may also disclose information when legally required — in response to a valid subpoena, court order, or government request — or when necessary to protect our rights, your safety, or the safety of others. We will provide notice unless prohibited by law.

We are not required by U.S. federal law to disclose government data requests, but we are not currently subject to any standing demand from a government or law-enforcement agency.

6. Affiliate clicks

When you click an affiliate link on this site (a CTA labeled "Get Started", "Free Consultation", or similar), you are redirected to a partner company's website through an internal URL of the form /go/<slug>/. The redirect happens server-side and does not pass any personal data from us to the partner. The partner may set its own cookies and may receive standard HTTP referrer information from your browser. Once you leave creditrepairreview.com, the partner's privacy policy applies.

7. Children's privacy

The site is intended for adults aged 18 or older. We do not knowingly collect information from children under 13 (as defined by COPPA). If you believe a child has provided us information, contact help@creditrepairreview.com and we will delete it.

8. Your rights

Depending on where you live, you may have specific privacy rights:

California residents (CCPA / CPRA)

  • The right to know what personal information we collect and how we use it.
  • The right to request deletion of personal information we have collected.
  • The right to correct inaccurate personal information.
  • The right to opt out of the sale or sharing of personal information. We do not sell or share personal information, but you can still submit a request as a precaution.
  • The right to non-discrimination for exercising these rights.

To exercise these rights, email help@creditrepairreview.com with the subject "CCPA Request". Because we collect very limited information, most requests are handled within a few business days.

European Economic Area / United Kingdom residents (GDPR / UK GDPR)

  • The right to access personal data we hold about you.
  • The right to rectification of inaccurate data.
  • The right to erasure (the "right to be forgotten").
  • The right to restrict processing.
  • The right to data portability.
  • The right to object to processing.
  • The right to lodge a complaint with your local supervisory authority.

Our lawful bases for processing under GDPR are: (a) consent (for analytics cookies), (b) legitimate interest (in operating and improving the site), and (c) legal obligation (in responding to lawful requests). The site is operated from the United States; if you visit from the EEA or UK, your data is transferred to and processed in the United States.

Do Not Track / Global Privacy Control

We honor Global Privacy Control (GPC) signals where required by California, Colorado, and Connecticut law. If your browser sends a GPC signal, we treat it as an opt-out from any sale or sharing — although, as noted, we do not sell or share personal information.

9. Data retention

  • Email correspondence — retained as long as needed to handle your request, then archived for editorial recordkeeping for up to 2 years. You can request deletion sooner.
  • Server logs — retained by our hosting provider for up to 30 days.
  • Analytics data — retained in Google Analytics for up to 14 months at the user/event level; aggregate reports may be kept longer.
  • Cookie-consent record — retained in your browser's local storage until you clear site data.

10. Security

We use HTTPS site-wide and host with providers (Vercel, Supabase) that are SOC 2 Type II audited. No method of internet transmission or electronic storage is 100% secure, and we cannot guarantee absolute security.

11. Changes to this policy

We may update this policy from time to time. Material changes will be posted on this page with an updated "Last updated" date below. We encourage you to review this page periodically.

12. Contact

Questions about this Privacy Policy or your data:

Last updated: May 28, 2026.

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